Understand your money.
Build your next step.

Build a weekly student budget

Start with income you can reliably count on. Write down food, transport, data and school needs before deciding how much is safe to save. Leave a small buffer rather than assigning every franc twice.

• List expected income.
• Separate needs from optional spending.
• Set a modest, repeatable savings target.
• Review what changed at the end of the week.

Turn a goal into a weekly plan

Give your goal a name, a target and a date. Divide the amount remaining by the weeks available. If the weekly amount is unrealistic, change the target or deadline rather than abandoning the goal.

Find spending patterns without guilt

Record expenses close to the time they happen. Group them into a few consistent categories. At the end of the week, ask what surprised you and what one adjustment would make next week easier.

Keep Mobile Money details private

Never share your PIN, one-time password or recovery codes. Verify the recipient and amount before confirming a transfer. Contact your provider through its official support channel if something looks suspicious.